Sacramento Bad Faith Insurance Attorneys
Bad Faith Insurance Litigation

"Insurance bad faith" is an extremely broad area of practice but generally speaking, it signifies a breach of what is known as the covenant of good faith and fair dealing that is implied in every contract formed in California, including an insurance contract. The breach of this covenant requires "unfair dealing" as opposed to just a mistake. Most bad faith actions in California are what is referred to as "first party bad faith lawsuits." This type of action involves an insured's claim against his or her own insurance company, and arises in situations where the insurance company unfairly and without proper cause, fails to compensate the insured for a loss covered by the policy, or unreasonably delays making payments due under the policy.

Below are some examples of these claims:

• A claim for damages to an insured's motor vehicle under collision or comprehensive coverage of an automobile policy;
• A claim under life, health and disability insurance policies;
• A claim for damages to an insured's property under a homeowner's insurance policy; and
• A refusal to defend an insured against a third party claim which is covered under the insured's policy.

If you or a loved one has been a victim of insurance bad faith it is important to know what to do to protect your legal rights. Selecting the right attorney is an important decision. You should choose someone who is experienced, aggressive and dedicated to working to get fair compensation for your loss. That is why you should contact The Law Offices of Frederick J. Sette. We have successfully represented thousands of clients over the past decade.

IF YOU OR A LOVED ONE HAS BEEN INJURED IN AN ACCIDENT,
IT IS IMPORTANT TO PROTECT YOUR LEGAL RIGHTS.

PLEASE CALL US TOLL- FREE AT 1-888-516-6262
OR CLICK HERE FOR A FREE CONFIDENTIAL CASE EVALUATION